CD Calculator is a Windows 10 application that computes the value of a (CD) Certificate of Deposit.
You do not have to own a CD to use this application. It is just a calculator, that will show you how much interest you will earn for a given TERM, Amount, and Interest Rate Percentage.
Using a slider bar control, you can change the "current date" and watch the CD accumulate interest.
The interest is usually compounded and added to the principal, I call this interest re-investment. So the APY is calculated using this compounded interest.